Monte Rio Homes under $1.25 million

Monte Rio Homes under $1.25 million

Welcome to Monte Rio, a hidden gem nestled in the heart of Sonoma County, California. This charming riverside community is renowned for its breathtaking natural beauty, offering residents a perfect blend of tranquility and outdoor adventure. Located along the picturesque Russian River, Monte Rio is surrounded by towering redwoods and lush landscapes, making it an ideal escape for nature lovers and those seeking a serene lifestyle.

Monte Rio is not just about stunning scenery; it boasts a rich history and a vibrant local culture. The town is known for its friendly atmosphere and tight-knit community, where neighbors become friends and local businesses thrive. Enjoy leisurely strolls along the riverbank, partake in seasonal festivals, or explore the nearby hiking trails that lead to breathtaking vistas.

For those considering a move to this idyllic locale, you’ll be pleased to discover a variety of homes available for under $1.25 million. Whether you’re searching for a cozy cottage, a modern family home, or a charming getaway retreat, Monte Rio offers diverse options that cater to different tastes and lifestyles. Many properties feature beautiful views, spacious yards, and easy access to outdoor activities, ensuring that you can fully embrace the region's natural charm.

Monte Rio is not just a place to live; it’s a lifestyle choice that harmonizes the beauty of nature with the comfort of community. Come explore the possibilities and discover why so many are choosing to call this enchanting town home!

Newest Monte Rio Homes under $1.25 million

19119 F St, Monte Rio
$375,000
1 Beds ⋅ 1 Baths ⋅ 326090993 MLS ⋅ ACTIVE UNDER CONTRACT Status
Green Thumb Get-A-Way! No Tricks, Just Treats! Cute on the outside, full of surprises on the inside! This charming 1-bedroom, 1-bath home has personality, character, and a whole lot more than meets the eye. Step inside and discover a welcoming sleeping porch with a bonus office space perfect for working from home, creative projects, or simply enjoying your morning coffee. From there, the home opens into a cozy living area warmed by wood heat, flowing into a dining room and bar area that connects to an eat-in kitchen. And for the chef in the family, there's a little extra magic: a Viking range and vent hood! Tucked toward the back of the home are a convenient laundry room with closet space and a full bathroom. But wait there's more! The real showstopper is the sunny, level, generously sized lot, already bursting with established gardens and green-thumb goodness. Enjoy a greenhouse, workshop, mature plants, and plenty of room to dig in, grow your own garden, or simply relax and soak up the sunshine. Location? Hard to beat! Just two blocks from the Russian River, approximately 15 minutes from the Pacific Ocean, and close to wonderful food, wine tasting, and all the charm of Sonoma County living. Best of all, this property is outside the flood zone and move-in ready! Whether you're looking for a full-time home, a weekend escape, or your own little garden paradise, this delightful getaway is ready to welcome you. A little house with a lot of heart, a garden full of possibilities, and a lifestyle worth falling for. Come see what makes this Green Thumb Get-A-Way so special!

19119 F St, Monte Rio
22900 Sylvan Way Unit #6, Monte Rio
$175,000
2 Beds ⋅ 1 Baths ⋅ 326089668 MLS ⋅ ACTIVE Status
Charming Tiny House with extra bedroom addition in highly desirable private beach location. Fully furnished and Completely remodeled, new kitchen cabinets, all new appliances, new roof and water heater. New kayak included. A perfect get away or permanent home amongst the picturesque redwoods. Enjoy your own private beach on the Russian River. The magnificent ocean is just a short 10 minute drive away. These homes are hard to find so make your appointment to see it now.

22900 Sylvan Way Unit #6, Monte Rio
21498 Starrett Hill Rd, Monte Rio
$499,000
2 Beds ⋅ 2 Baths ⋅ 326084624 MLS ⋅ ACTIVE Status
Fresh and clean! 2 homes/duplex on one lot, separately metered, with views!! Close to town, and ready for you and some income or multifamily living. Enjoy the views of the River and bridge, some level back yard to play in, and great proximity to the town of Monte Rio to enjoy nearby shops, restaurants and community events! Near the river, yet elevated for great views and piece of mind.

21498 Starrett Hill Rd, Monte Rio
22585 Sylvan Way, Monte Rio
$1,200,000
3 Beds ⋅ 2 Baths ⋅ 326066820 MLS ⋅ ACTIVE UNDER CONTRACT Status
Follow the road out to the Russian River and you'll find this peaceful little pocket just off Highway 116 quiet, semi wooded, and a world away from the everyday. Tucked at the end of Sylvan Way, this well-loved 3-bedroom, 2-full-bath home is single level, with just a few steps to the front door. The river is part of the lifestyle here. Recent heavy pruning and landscaping have opened up beautiful views, and steps from the property lead right down toward the water grab the kayaks, walk down, and put them in. The home sits elevated above the flood zone and has never taken on water. Inside, vaulted ceilings and abundant natural light create an easy, open feel. There's a formal dining room plus a kitchen with its own bar-style dining area, making the home comfortable for both everyday living and gathering with friends. A detached garage includes a spacious extra room that works beautifully as an game room, guest space, or storage. And then there's the location: about 5 minutes to Duncan's Mills for coffee, dinner and a little village wandering, roughly 10 minutes to the Sonoma Coast and beaches, and close to all the river has to offer. This is Russian River living peaceful, private, and connected to the outdoors, with the coast just down the road. It's good to be home.

22585 Sylvan Way, Monte Rio
19108 Church St, Monte Rio
$795,000
4 Beds ⋅ 4 Baths ⋅ 326075258 MLS ⋅ ACTIVE Status
Rare opportunity in the heart of Monte Rio, offering a spacious residence, multiple additional structures, and an exceptional sunny 0.41-acre parcel stretching from Church Street to C Street. Set in one of the most convenient locations in the Russian River area, the property is just a short walk from downtown Monte Rio, the Russian River, local restaurants, shops, and recreation. The main residence offers an unusually flexible layout with plenty of room for extended family, visiting friends, guests, work-from-home needs, hobbies, or simply spreading out and enjoying the space. With generous living areas and additional existing structures on the property, there are a variety of options and possibilities for how the property may be enjoyed. The large, level parcel is a standout for Monte Rio, sunny, usable, and filled with established fruit trees, gardening areas, and inviting outdoor living spaces. Relax in the hot tub, entertain outdoors, or take advantage of the generous space for gardening and recreation. The property also offers ample RV parking and three garage spaces, providing exceptional room for vehicles, storage, projects, and recreational gear. Solar panels add energy efficiency, while access from both Church Street and C Street enhances the property's versatility and convenience. Enjoy the Russian River just minutes from your door, with the Sonoma Coast and Pacific Ocean approximately 20 minutes away and world-renowned Sonoma County wineries, redwood forests, hiking, dining, and recreation throughout the surrounding area. A distinctive Russian River property with tremendous character, usable land, flexibility, and potential rarely found this close to downtown Monte Rio.

19108 Church St, Monte Rio
21684 Starrett Hill Dr, Monte Rio
$549,000
3 Beds ⋅ 1 Baths ⋅ 326074255 MLS ⋅ ACTIVE Status
The Russian River Dream: A View & Waterfront Estate with Unmatched Potential! Discover your private sanctuary overlooking the breathtaking Russian River! Perched just above Moscow Road in the idyllic Terraces / Villa Grande neighborhood of Monte Rio, this rare offering is far more than a charming homeit's an expansive, multi-parcel estate presenting extraordinary lifestyle, investment, and development opportunities. The main residence (APN# 095-081-001) at 21684 Starrett Hill Dr features 3 comfortable bedrooms situated on the lower level of the cabin, offering serene views out to the moving blue waters of the Russian River, as well as ample parking for at least 4 cars. The home is packaged together with a total of 4 total parcels and directly accessible parcels: two adjacent contiguous vacant hillside lots (APN# 095-073-004 & 095-073-006) and the coveted vacant waterfront parcel (APN# 095-091-002) located directly across the street from the main residence. The upper holding (18,275+/- sq ft total) offers sweeping river vistas and the unique advantage of a street-to-street configuration running from Starrett Hill down to Moscow Rd, ensuring versatile future access across the hillside acreage. Completing the ultimate river upgrade, the included 27,500+/- sq ft (over 1/2 acre) waterfront parcel grants you private, dedicated river access right outside your front door. Just a moment down Moscow Road, enjoy easy walkable access to Downtown Monte Rio and public beach access along the river. This ideal location also boasts close proximity to the historic Northwood Golf Club and the charming nearby towns of Guerneville and Occidental. Located in a sought-after area, this property may also offer potential for short-term rental use (buyer to verify local Sonoma County permitting regulations and requirements). Don't miss this exceptional chance to own a versatile, view-filled Russian River compound with true water frontage and endless space to expand your vision.

21684 Starrett Hill Dr, Monte Rio
21567 Monte Vista Ter, Monte Rio
$665,000
2 Beds ⋅ 2 Baths ⋅ 326057737 MLS ⋅ ACTIVE Status
Welcome to 21567 Monte Vista Terrace, where every turn reveals another reason to fall in love with Russian River living. This unique property has been lived in as three separate living spaces, offering incredible flexibility for guests, multigenerational living, additional space, or potential income. Perched above the trees in the heart of Monte Rio, this enchanting retreat is surrounded by beautiful views, peaceful scenery, and the unmistakable magic of the redwoods. Lovingly cherished for years, this home feels like a place where memories were meant to be made. Sunlight filters through the trees, birdsong drifts through the air, and every window frames a view that reminds you to slow down. Set on a generous 13,455 square foot parcel, the property offers privacy, space, and a feeling of being tucked away in your own woodland escape. Expansive decks invite you to live outdoors, whether you're gathering with friends, soaking beneath the stars in the hot tub, or enjoying a quiet morning coffee as the forest comes to life around you. Inside, the main level offers inviting living spaces, a charming loft, and a comfortable flow that feels both open and intimate. Two additional living areas add even more flexibility and have been used separately, creating options for guests, a home office, creative space, multigenerational living, or potential income. Behind the private gate, you'll find generous parking, a storage shed, and room to simply breathe. Although the setting feels wonderfully secluded, you're only moments from the Russian River, nearby beaches, hiking trails, and the small-town charm of Monte Rio. Whether you're searching for a full-time home, weekend retreat, or a property with multiple living spaces and possibilities, this is the kind of place that stays with you long after you've left.

21567 Monte Vista Ter, Monte Rio
21541 Highland Ter, Monte Rio
$482,000
2 Beds ⋅ 1 Baths ⋅ 326051357 MLS ⋅ ACTIVE Status
Welcome to "Fernwood," a beautifully renovated Russian River cottage shown in tax records as a two-bedroom home and served by a two-bedroom septic, now thoughtfully opened up by the sellers to create a spacious and airy one-bedroom retreat. Nestled along one of the area's most idyllic lanes, surrounded by lovingly maintained and updated homes, this enchanting hideaway feels worlds away from the everyday. Towering trees, filtered sunlight, and the peaceful sounds of nature create a setting that invites you to slow down and stay awhile. Taken down to the studs by the current owners, the home has undergone extensive renovations, including updated electrical and plumbing systems, new insulation, drywall, flooring, and numerous cosmetic improvements throughout. Tucked against hundreds of acres of forestland, with a sitting area perfectly positioned to take in the views, the property enjoys exceptional privacy, front and back decks, and a serene natural backdrop that changes beautifully with the seasons. Inside, the warm and inviting floor plan is filled with natural light and timeless character, with large windows creating a seamless connection between the indoors and the surrounding landscape. While currently configured as a spacious one-bedroom, one-bath home, the layout can be converted back to two bedrooms if desired. Outside, gated off-street parking for four or more vehicles is a rare and valuable amenity in this neighborhood. Whether you're searching for a full-time residence, a weekend escape, or a turnkey investment property, "Fernwood" offers a unique blend of comfort and natural beauty, just minutes from Sonoma Coast State Park, Bodega Bay, the Pacific Ocean, and the Russian River.

21541 Highland Ter, Monte Rio
20489 Hwy 116, Monte Rio
$549,000
2 Beds ⋅ 2 Baths ⋅ 326042180 MLS ⋅ ACTIVE Status
2024 Rebuild| New Foundation | Fire Sprinklers | Modern Systems | Rebuilt from the studs up, elevated, and set on a new foundation, this 2-bedroom, 2-bathroom home offers many of the comforts, infrastructure improvements, and safety features buyers expect from newer construction amenities rarely found together in the area's century-old homes. Major improvements include fire sprinklers, double-pane windows, septic system upgrades, modern electrical and plumbing, energy-efficient heat pump heating and cooling, and beautifully updated interiors. Inside, the bright, open-concept floor plan showcases a stunning kitchen with a generous island, stainless steel appliances, abundant cabinetry, contemporary finishes, and recessed lighting. Durable laminate flooring flows through the living spaces, while a convenient included washer and dryer add everyday practicality. The inviting primary suite offers its own beautifully finished bathroom, with a second bedroom and full bath providing flexibility for guests, a home office, or additional living needs. Outside, discover what makes this property particularly special in Monte Rio: a sunny, level, usable lot with a fenced backyard, patio for outdoor entertaining, low-maintenance landscaping, dedicated parking, and potential room for RV or boat parking. An outdoor putting area adds a playful touch before heading to nearby Northwood Golf Course. The home's elevated construction also offers an important consideration for flood insurance evaluation. Situated in the heart of Monte Rio's beloved Vacation Wonderland along the Russian River, enjoy convenient access to Monte Rio Public Beach, the historic Rio Theater, river recreation, redwood forests, golf, cafes, and outdoor adventures. Guerneville, Occidental, Sonoma County wine country, Jenner, and the spectacular Sonoma Coast are all within reach. With nearly $1 million reportedly invested in the property's acquisition and transformation, this is an exceptional opportunity to enjoy the finished result of a substantial reconstruction without taking on a major building project yourself. Discover a fresh start in the Russian River where modern improvements meet timeless West Sonoma County charm. Own Your Dreams!

20489 Hwy 116, Monte Rio
20095 River Blvd, Monte Rio
$575,000
2 Beds ⋅ 2 Baths ⋅ 326022305 MLS ⋅ ACTIVE Status
Welcome to your serene retreat near the Russian River, set on a beautiful, sun-drenched lot in the heart of Monte Rio's original Vacation Wonderland. This chic home offers two spacious bedrooms and two bathrooms, with large windows throughout that flood the interior with an extraordinary amount of natural light. A truly rare find for a Russian River retreat. The living room takes center stage with a stunning quartz fireplace, while the kitchen blends style and functionality with beautiful quartz countertops. The bathrooms echo the same refined aesthetic, featuring quartz countertops and stylish floating vanities. A versatile flex room with its own electric fireplace offers the perfect space for a home office, artist's studio, or yoga retreat. The Frenchwood hinged inswing doors open to your own private backyard oasis, complete with a hot tub, concrete patio, and a fully fenced yard, made for entertaining or simply unwinding under the redwoods. One of the most coveted perks? Close river access. A short distance from the iconic Monte Rio Community Beach, the largest public beach on the lower Russian River. Just across the historic Monte Rio Bridge, you'll find charming inns, excellent restaurants and bars, and a wine and cheese shop. The Monte Rio Amphitheater hosts concerts and theater under the stars, and world-class wineries; redwood-lined biking roads, fishing, and hiking trails are all close at hand. Golf enthusiasts will appreciate the nearby Northwood Golf Club, a nationally ranked nine-hole course nestled alongside the river beneath towering redwoods. Whether you're searching for a full-time residence or a weekend getaway, this property delivers the perfect blend of refined style, natural beauty, and the laid-back magic that makes the Russian River impossible to forget.

20095 River Blvd, Monte Rio
21883 Hwy 116, Monte Rio
$549,000
3 Beds ⋅ 2 Baths ⋅ 325097014 MLS ⋅ ACTIVE UNDER CONTRACT Status
Enjoy the best of riverfront living in this beautifully remodeled 3-bedroom, 2-bath home featuring breathtaking views of the Russian River. Relax or entertain on the spacious deck overlooking the water, perfect for soaking in the serene natural setting. This light-filled home offers direct access to the river ideal for kayaking, swimming, or simply enjoying the peaceful ambiance. Located across the river from Patterson Point Preserve. A separate bedroom or office space beneath the home provides flexibility for guests, remote work, or creative pursuits. Combining modern updates with the charm of a classic river retreat, this property is the perfect blend of comfort, style, and nature.

21883 Hwy 116, Monte Rio
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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